The company now anticipates full-year revenue between $6.71 billion and $6.78 billion, with adjusted earnings projected at $8.39 to $8.69 per share. This refined guidance follows a second quarter where profit slipped to $183.9 million from $191.3 million a year ago. A one-time $40 million pre-tax charge related to a legal settlement contributed to the decline, alongside escalating service expenses.

Looking toward the current quarter, Equifax set revenue targets of $1.68 billion to $1.71 billion, trailing consensus projections from FactSet analysts. The company’s forecast for adjusted earnings of $2.15 to $2.25 per share also fell short of the $2.26 expectation. Despite the gloomy outlook, the firm managed to beat second-quarter earnings estimates on an adjusted basis, posting $2.25 per share against an expected $2.20, buoyed by stronger-than-anticipated mortgage business and broad strength across its various units.