Speaking at the Dayton Area Chamber of Commerce in Ohio, Hammack highlighted a disconnect between corporate optimism and monetary stability. While she acknowledged that business leaders remain eager to borrow and expand, she warned that this unchecked appetite for growth risks keeping price increases entrenched above the 3% threshold. By imposing a greater degree of policy restraint, the Fed aims to curb the current momentum that keeps inflation well above the official 2% objective. Hammack’s stance underscores a growing concern among officials that the ease of capital access may be undermining efforts to cool the economy.