The rating agency pointed to the group's strong capitalization and favorable reserve trends as primary drivers for the evaluation. This financial stability supports the company's recent push into the surplus lines market and its broader geographic reach. According to AM Best, the group’s net income has remained consistent, bolstered by investment returns that hit a five-year peak in 2025.

Todd Campbell, President and CEO of Builders, attributed the success to a long-term strategy rooted in disciplined underwriting and expertise developed over three decades. The reaffirmed rating applies to all nine member companies within the group’s rating unit, including American Builders Insurance Company and Bondex Insurance Company. AM Best anticipates that the organization will continue to generate the operating results necessary to support its growing book of business while maintaining its current balance sheet strength.