The tool allows users to track their loan payoff timelines, monitor real-time vehicle value, and access gas rewards without toggling between multiple services. Pat McLoughlin, GM of Marketplace at OnePay, noted that the platform aims to provide clarity on one of the most expensive assets consumers own but often struggle to track comprehensively. The company plans to expand the feature soon to include auto loan refinancing comparisons.

My Garage is currently rolling out to OnePay’s existing user base. By integrating these metrics, the fintech seeks to offer a holistic view of personal wealth, moving beyond traditional banking to encompass depreciating assets. This move positions the platform to capture more user activity by centralizing secondary financial obligations alongside primary investment and savings accounts.