The new product allows retail and institutional users to subscribe with as little as 1 USDT, USDC, or USDG. By holding KCUSD, participants receive a dynamic base APR of up to 4%, with returns credited to their balances daily to facilitate automatic compounding. For a limited launch period, the platform is offering a promotional rate of up to 6% for qualifying new funds.

BC Wong, CEO of KuCoin, noted that the current financial landscape requires infrastructure that blends yield, liquidity, and risk management rather than keeping them in separate silos. Beyond its current yield-generating function, the exchange intends to integrate KCUSD as collateral in the future. This evolution aims to allow traders to maintain margin requirements while their capital remains actively productive, effectively positioning the asset as a core component of the exchange's broader market architecture.