The stock decline followed the FHFA's September 28 announcement, which signaled a shift in mortgage pricing and the potential integration of competing models. Shortly after the news, Rocket Mortgage confirmed it would adopt VantageScore 4.0 as its preferred scoring system. This pivot directly contradicts previous assurances from FICO management, who had repeatedly characterized VantageScore as merely an additive tool that would not displace FICO's market volume in the current fiscal year.

Attorneys at Levi & Korsinsky are now evaluating potential securities law violations to determine if shareholders purchased stock at artificially inflated prices based on these contested claims. Investors who suffered losses during this period are eligible for a review of their holdings regardless of whether they currently own the shares. The firm’s investigation focuses specifically on whether corporate leadership failed to adequately disclose regulatory threats to its core business, a omission that may serve as grounds for recovery.