The product is designed to accommodate diverse environments, ranging from residential collections to artwork displayed in galleries, hospitality venues, and corporate offices. By integrating proprietary underwriting technology with in-house claims management, the company seeks to streamline a sector often criticized for its complexity.

Josh Shih, head of underwriting, noted that as art becomes increasingly central to personal and commercial spaces, the need for accessible protection grows. This expansion aligns with the carrier’s broader strategy of deploying AI-native infrastructure to serve specialized insurance needs. Eligible customers can now access these policies directly through the firm’s digital platform.