While the firm has not yet disclosed the pricing or the volume of shares for the upcoming offering, the filing highlights a rapid expansion model centered on regions with limited access to traditional banking. Nigeria remains the company's primary engine, accounting for 88% of total sales in 2025. Beyond its domestic stronghold, OPay maintains operations in Indonesia, Egypt, and Pakistan.

The business is split between two primary revenue streams. Loan financing accounted for approximately half of the company’s income in 2025, while the remainder came from transaction-based and loan-facilitation services. Looking ahead, management plans to leverage the capital raised to deepen its presence in further African markets, aiming to scale its digital financial ecosystem to reach populations currently underserved by legacy institutions.