Management will host a conference call to discuss these results at 8:00 a.m. U.S. Eastern Time, corresponding to 8:00 p.m. in Beijing and Hong Kong. Interested parties must complete an online registration to receive dial-in credentials for the session, while a live webcast will be accessible through the company’s investor relations portal.

This quarterly report follows recent shifts in the company's operational focus. Yiren Digital has been aggressively pivoting toward an AI-native model, underscored by the regulatory filing of its proprietary Large Language Model, Zhiyu, and upgrades to its MagiCube Agent platform. These initiatives signal a move to expand the company's influence beyond traditional consumer lending and insurance into broader multi-industry technology sectors.