The research indicates that 40% of travelers purchased jewelry during trips over the past year, with a majority wearing their new acquisitions home without securing proper documentation or insurance coverage. Howard Stone, Vice President of Global Asset Protection and Claims at Jewelers Mutual, notes that losses frequently occur during mundane activities, such as leaving items on poolside tables or wearing them through crowded airports.

Many consumers operate under the misconception that standard homeowners or renters insurance policies provide adequate protection for high-value or unique pieces. In reality, these policies often carry limitations that leave owners vulnerable. To mitigate these risks, experts suggest photographing valuables before departure, utilizing hotel safes, and opting for specialized jewelry insurance that covers losses occurring away from home. The findings, based on a survey of over 1,500 U.S. residents, highlight a growing need for travelers to distinguish between accessories and high-value assets when planning their trips.