Many drivers assume that if damage appears superficial, the incident warrants little attention. This perspective overlooks the reality that internal vehicle components can sustain hidden damage in low-speed impacts. Baker emphasizes that a disciplined approach to documentation—capturing vehicle positions, traffic conditions, and weather—serves as the primary defense when disputes arise weeks or months later.

Smartphones are essential tools for this process. Beyond simple photos of bodywork, drivers should record the surroundings, intersections, and street names. Collecting contact information from other parties and any potential witnesses is equally vital. Crucially, Baker advises against discussing fault at the scene, as adrenaline often clouds judgment and premature admissions can complicate liability assessments. Instead, drivers should focus on gathering facts and contacting their insurance agent promptly to understand local reporting requirements. Taking a few minutes to methodically record the event helps prevent significant administrative headaches during the claims process.